Our Services

How We Do What We Do

As part of our effort to ensure that we understand our clients’ tailored financial needs and can create their custom Retire Well Roadmap, we follow a disciplined process:

Income Planning

As you approach retirement, your goals change from trying to double your nest egg, to working to preserve it. At the same time, you want to live comfortably off the income it provides without reducing your principal. To help you achieve those goals, we work with you every step of the way to help deliver personalized strategies with reliability and predictability for the rest of your life.

  • Social Security Maximization
  • Income & Expense Analysis
  • Tax Plan
  • Spousal Plan
  • Longevity Protection

Investment Planning

Once your income plan is established, we will create an investment plan for the remaining assets that you do not need to draw from month to month.

  • Assessing your Risk Tolerance
  • Adjusting your Portfolio to Reduce Fees
  • Volatility Control
  • Evaluate Ways to Reduce Risk While Still Accomplishing your Goals
  • Comprehensive Institutional Money Management

Tax Planning

Tax planning is an important part of the retirement planning process. When you retire, some income (such as Social Security benefits and required minimum distributions) are added to your yearly taxable income. We understand you worked hard for your money and want to help you keep as much of it as possible. That’s why we focus on structuring your assets to help minimize future tax implications.

  • Assessing the Taxable Nature of your Current Holdings
  • Stretch IRA Planning
  • Strategizing Ways to Include Tax-Deferred or Tax-Free Money in your Plan
  • Strategizing Which Tax Category to Draw Income from First to Reduce Tax Burdens
  • Leverage your Qualified Money to Potentially Leave Tax-Free Dollars to your Beneficiaries

Estate & Legacy Planning

When major life events happen, such as birth, death, marriage, or divorce, it is crucial that you have a relevant and updated estate plan that preserves your legacy. This type of planning includes the distribution of your assets, both during your life and upon your death. By working collaboratively with a qualified Estate Planning Attorney, our goal is to help you:

  • Maximize your Estate and Income Tax Planning Opportunities
  • Protect any Assets in Trust and Ensure they are Distributed Probate-Free to your Beneficiary(s)
  • Protect your IRA and Qualified Accounts from Becoming Fully Taxable to your Beneficiaries Upon your Death

Health Care Planning

Who will take care of you if you are unable to care for yourself? One of the biggest concerns may not be outliving income but outliving good health.

  • Create a Plan to Help Protect you Against Rising Health Care Cost
  • Analyze Options for a Long-Term Care Plan

Transparency of Services

Maintaining relationships with our clients is of the utmost importance to us. We consider ourselves to be in a lifelong partnership with you and your family which is why we strive to remain in constant communication through various means:

  • Annual In-Person Reviews
  • Account Summaries
  • Resource Article Library
  • Prompt Responsiveness
  • Educational Events

Why do all this?

The reason is simple. We want to continue to differentiate ourselves from other firms and to provide greater value for you and your loved ones. In addition to what we have covered, feel free to contact us anytime between reviews or meetings. We appreciate your trust and allowing our firm to partner with you on your retirement journey.

Get in Touch

We Are Your Family Wealth Advisor

301 N Main Street,
Ste. 1902
Winston Salem, NC 27101

Phone: (336) 930-9494